Here's an easy way to approximate what $10,000, or $100,000,

*or any other amount* will be worth in 10 years. It works for bonds, CDs -- any investment that you expect to compound at a

*constant* annual rate. You can even use it to ballpark the results for 20, 30, 40 or 50 years. (Note: to estimate returns for 5 years, and multiples of 5 years, see

What Will my Bond or CD be Worth in 5 Years?.) In all cases, you supply the interest rate, and read the multiplier off the chart.

**NEW! Try my new interactive bond interest calculator. It does the same calculations as the graph below, but for ***any* number of years, and for *any* interest rate. Then come back to this post; graphs are still better for seeing the big picture.
**For the future value a dollar**, see

What Will $100 be Worth in 10 - 20 Years? Finally, because stock market results are not consistent,

**for stock market results see** What Will a $10,000 Stock Market Investment be Worth in 10 Years? instead.

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Approximates Results From the Calculator

The

interactive bond calculator will give you more accurate results. However, since the calculator may not work for all browsers, I'm providing this graph as a way to approximate the results.

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What Will a $10,000 Bond/CD be Worth in 10 Years?

*Note: the multipliers (on the vertical axis) range from 1 to 10. The bottom (labelled) line corresponds to a multiplier of 1, the next (unlabelled) line to a multiplier of 2, etc. The lines are not the same distance apart because the vertical axis uses a log rather than linear scale (see about log graphs).*
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What Will a $10,000 Bond/CD be Worth in 10 Years at 10%?

In the graph above (click to expand), find 10% on the horizontal axis. The multiplier looks to be about 2 2/3 (it's actually 2.6). So, $10,000 at 10% for 10 years is approximately ($10,000 x 2.6=) $26,000. The multiplier is the same regardless of how much money is invested. This same multiplier works for $1,000, $100,000, or $364.27.